BeingFIT for College™ is for parents who value higher education, and are concerned about the rising costs and shifting job market.

We provide education and resources to the public, and personal advisory services to parents at the Early AND Late planning stages.

Do you need help preparing for the costs of education? Are you looking for guidance to help your kids make the "right" choice about higher education?

This is the support you have been looking for.

A note on…Late-Stage College Planning

Maybe you saved, maybe you didn’t...now college is right around the corner.

The anticipated costs and the process are causing significant stress.

You are not alone and you don’t have to go it alone.

Our philosophy and services for parents with teenagers:

1. No Shame Zone. Acknowledge and release any negative emotions over current savings amounts.

2. Being Informed. Calculation of financial aid eligibility and the likelihood of receiving merit scholarships.

3. Being Strategic. Information to help you make smart decisions with what you have saved for college (if any). Or, help if you have saved too much.

4. Potential ROI. Evaluation of the total return on investment with expected salary and ability to pay off student loans. Specific degrees and cost of living are examined.

5. Retirement 1st. Assessment of the likelihood of achieving your retirement goals before dedicating resources to college.

Here are some of the common concerns that parents come to us with:

Schedule here to learn more about BeingFIT College™

What are the best education accounts for my family?
What if my child does not attend college? or receives a form of aid?
How are assets counted for financial aid?
- Student versus parents
- Education plans versus retirement plans
Are there advantages or disadvantages to applying early decision?
Will I be eligible for education tax credits or deductions?

Do I make too much money to qualify for financial aid?
If I don’t qualify or receive other types of aid, how else can I save on college?
What are the parent and student options for borrowing?
How do student loans work? What are the payment plan options?
Where and what are my chances of finding private scholarships?
How do athletic or scholarships impact financial aid?
How much does college REALLY cost?

BeingFIT for College™

Education and Resources.

Public resources open to all:
- Webinars with valuable general tips
- In-person educational workshops (currently only in Walpole, MA)
- Private Facebook Group
Private custom trainings for groups or organizations:
- Webinars with opportunity for questions and discussions
- In-person educational workshops (anywhere in the US)
Speaking engagements (anywhere in the US)

Early College Planning.

Determine and establish college savings goals
Evaluate types of investment accounts to save for college
Incorporate early private education planning if desired
Coordinate investment strategy for all accounts earmarked for education
Balance education goals with other short and long term savings goals
Flexible planning strategies for student-athletes that may or not receive athletic scholarships

Late-Stage College Planning.

Financial Aid Consultation:
- Opportunities to minimize your Expected Family Contribution (EFC)
- FAFSA and CSS completion assistance
A look into which schools offer need-based aid versus merit-based BEFORE you apply.
- Access to the College Aid Pro™ Tool that compares the net-cost of 2400+ schools.
Advice for student-athletes and a look at which schools offer full or partial partial scholarships
Student and parent loan options
Tuition Affordability (if elected as part of a one-time financial plan or ongoing services)